Banking
CAMT.053
A standard ISO 20022 XML format for exchanging detailed electronic bank statements.
It is the richest of the three common formats because it includes structured transaction data that improves automated matching.
An example
If your bank offers it, it is preferable to CSV for importing transactions.
The typical mistake
Converting it to CSV before import. That discards exactly the structured information that makes it useful.
How it appears in AndCompta
It is the most effective format for reconciliation because it carries stable transaction identifiers. Importing overlapping periods does not create duplicates.
Where we explain it in depth
Related terms
This definition is general information, not tax or accounting advice. For your specific case, consult a professional and always check the official source.